August 18, 2010 – 7:27 am
Does debt consolidation sound scary to you? Don’t let it. A debt consolidation just means that several places where you might have debt-say a line of credit and two credit cards-get rolled together so you only make one payment. Sound better? Debt consolidation can be a smart decision for a number of reasons. For one [...]
August 12, 2010 – 7:30 am
You have bad credit You need to repair your vehicle You are in need of emergency money fast You cannot get a loan at a traditional bank You have a bankruptcy on your record If any of these reasons sound like you, then perhaps applying for a Car Title Loan with a private lender is [...]
Trying to make sense of how a credit score is computed can be a very mind-boggling task. Being as most of us depend on our credit scores to get everything from a phone hook-up to a mortgage, it is important to know how they work. If you’ve ever sat and tried to dissect the hows [...]
Putting renovation money into your home is definitely a good investment. While mortgage rates continue to sit at an all-time low, there are many buyers on the lookout for good deals. With incentives such as home improvement tax credits and the federal energy-efficiency rebates, renovating still depends on whether or not the cash is available. [...]
These days we can become so concerned about not going into debt that we forget the upside to credit cards and lines of credit. Sometimes the plans you have for yourself or your family warrant borrowing money to get them. The trick is to borrow for things that will return more value than it has [...]
Sometimes paying so many bills each month can become confusing. There’s the water bill, the electric bill, the mobile phone bill, credit cards, rent or mortgage, car payments-and then you miss one-oops! And down comes your credit rating another notch. Worse, if it’s not your first time missing a payment, it can also bring your [...]
Have you noticed how everything seems to have gotten bigger and bigger? Our houses, our vehicles, even our soft drinks. Have you noticed your debt load growing in proportion to your great room? Maybe, it’s time to downsize.
Feel whoozy these days when you think about your mortgage and climbing interest rates? The Bank of Canada says rates may climb several percentage points this year. Homeowners, with floating mortgages and variable interest rates, may be hardest hit. More so, if you overextended your budget to buy the most home possible, at the lowest [...]
If it seems like a long, long way out of the black hole of your debt load, then this article is for you. Check out the questions here. If you answer yes to even some of them, your debt load may be out of control.
February 11, 2010 – 9:00 am
Ever notice how things just happen in life and always when you are least ready for it? Even if you have bad credit, no credit, or a recent bankruptcy, you can get cash fast by using your vehicle as collateral. See that 3D TV? Buy it tomorrow.