For many of us, the Sunday evening blues begin when we think about our upcoming Monday morning. Going to a job that you dislike can have a major impact on all aspects of your life. Our careers are a very time consuming part of our lives, taking up a majority of each day, as well, [...]
No matter how financially unfit you may feel you are today, you can turn your finances around. No matter how little money you make, or how big your bills seem right now, tomorrow can change everything. Lots of people have gone bust and started over. You can too. It all starts with believing in yourself [...]
Seriously. If you can cut back on discretionary spending, or save money on necessary spending to the tune of only $27.40 a day, you could park $10,000 of cool cash into your bank account (hopefully, a savings account) by this time next year. Do the math yourself; it’s true. Think it’s impossible? Not so. There [...]
If you think you make too little money to be able to save, think again. Lots of studies show that it’s all about the attitude. One big reason many of us don’t save is that we’ve never really been taught to think about putting money in the bank-only spending it. Sometimes we’re just clued out [...]
Have you noticed how everything seems to have gotten bigger and bigger? Our houses, our vehicles, even our soft drinks. Have you noticed your debt load growing in proportion to your great room? Maybe, it’s time to downsize.
Home ownership has generally been heralded as the ultimate financial achievement and, if all goes well, a solid way to create a foundation of wealth. The perception is that homeowners are not throwing their money away on rent. Instead, the thought process is that the new homeowner is putting their money toward an asset that [...]
A recent RBC poll through Ipsos Reid concluded that most Canadians believe they will have enough money in their retirement years to cover necessities, while only one-forth of Canadians think they’ll be living their dream golden years. Having enough money is a concern for 49% of people who have yet to retire as they feel they will not be able to provide anything above necessities.