Category Archives: Fixing Bad Credit

How to Improve Your Credit Score

How to Improve Your Credit Score

How to Improve Your Credit Score

The education that we get from school prepares us to be good professionals later on, but it doesn’t exactly prepare us to be good handlers of the money that we earn through our jobs. Everywhere in Canada, there are many people grabbing hold of loans to help them get by. Paying credit through credit however [...]

Let Your Four Wheeler Help You Get Out of Debt

Typically a four wheeler is associated with getting into debt as many individuals use a loan to buy a car or a truck. However, there are many smart individuals who have it the other way round as they use their car to get out of debt. This is possible because of an auto title loan [...]

How to Borrow without Affecting Your Credit Score

Credit scores have become so important in our lives at the moment that your score has become a direct reflection of your financial well being. If you have a high score then you will have lenders fighting over themselves to cater to your every requirement and at the same time, just in case you have [...]

Relation between Your Utility Bills and Your Credit Score

Many people feel that credit scores are affected only by your borrowing habits. Some are under the impression the number of loans you have impact your overall score and others feel only your repayment habits are what decide whether you have a positive or negative credit history. While it is true that borrowing is the [...]

How Your House Mortgage Affects Your Credit Score

It is speculated that the fall of the housing market in North America was the start of the economic recession that gripped the entire world. Although the number of foreclosures in Canada was far lesser than its neighbor the United States, there were a significant number of homeowners who were affected because of the downward [...]

Debt Consolidation and Your Finances

Does debt consolidation sound scary to you? Don’t let it. A debt consolidation just means that several places where you might have debt-say a line of credit and two credit cards-get rolled together so you only make one payment. Sound better? Debt consolidation can be a smart decision for a number of reasons. For one [...]

How a Credit Score is Determined

Trying to make sense of how a credit score is computed can be a very mind-boggling task. Being as most of us depend on our credit scores to get everything from a phone hook-up to a mortgage, it is important to know how they work. If you’ve ever sat and tried to dissect the hows [...]

An RV Loan for Your Home

Sometimes paying so many bills each month can become confusing. There’s the water bill, the electric bill, the mobile phone bill, credit cards, rent or mortgage, car payments-and then you miss one-oops! And down comes your credit rating another notch. Worse, if it’s not your first time missing a payment, it can also bring your [...]

Bankruptcy Guidelines

Who wants to be bankrupt? No one, likely. Sometimes, though, the stress and anxiety of being in debt and unable to meet your financial obligations can overwhelm you. Then, declaring bankruptcy may be the best option. People go bankrupt for all kinds of reasons. You lose your job, get laid off, suffer a long illness, [...]