August 25, 2010 – 7:02 am
Owning your own land is a dream for many people. Whether you are wanting to start a farm, invest for financial purposes or just have a sense of home security, buying land can be a very rewarding experience. If you’re looking to buy several acres of land, then a bank loan will be your best [...]
August 12, 2010 – 7:30 am
You have bad credit You need to repair your vehicle You are in need of emergency money fast You cannot get a loan at a traditional bank You have a bankruptcy on your record If any of these reasons sound like you, then perhaps applying for a Car Title Loan with a private lender is [...]
Trying to make sense of how a credit score is computed can be a very mind-boggling task. Being as most of us depend on our credit scores to get everything from a phone hook-up to a mortgage, it is important to know how they work. If you’ve ever sat and tried to dissect the hows [...]
Putting renovation money into your home is definitely a good investment. While mortgage rates continue to sit at an all-time low, there are many buyers on the lookout for good deals. With incentives such as home improvement tax credits and the federal energy-efficiency rebates, renovating still depends on whether or not the cash is available. [...]
Are you under 25 years of age? Are you living on your own dime? Struggling with school, rent, and all the payments that come with becoming an adult? Here’s some money advice especially for you that may help you avoid the average $3,000 credit card debt of new graduates, and their $25,000 average student loan [...]
It’s official. The average Canadian is now in debt a total of $41,740 according to the most recent report issued by the Certified General Accountants Association of Canada. They have shown that Canadians’ household debt load kept rising through the recession and peaked in December at $1.41 trillion making the debt to income ratio 144 [...]
Who wants to be bankrupt? No one, likely. Sometimes, though, the stress and anxiety of being in debt and unable to meet your financial obligations can overwhelm you. Then, declaring bankruptcy may be the best option. People go bankrupt for all kinds of reasons. You lose your job, get laid off, suffer a long illness, [...]
Is your head spinning as you try to figure out bad debt from good debt, debt “set points” and other pretty tough financial lingo? Well, let’s get a few things straight, and some of the basics sorted out. You might be asking, first, is there ever a time and place for debt? The answer is, [...]
One has to admit that the recession is not prejudiced. It has left no one out in terms of financial woes, including teens and university students looking for summer jobs. Even though recent employment reports showed an additional 290,000 jobs being filled in April, the largest jump in four years, unemployment amongst 16 to 24 [...]
If it’s been a long time since your finances have seen anything but red, you’re not alone. In 2009, the Certified General Accountants Association of Canada released a shocking report on the state of finances in Canada. According to the report, Canadians have reached an all-time debt high of $1.3 trillion dollars. At the time [...]