You have bad credit You need to repair your vehicle You are in need of emergency money fast You cannot get a loan at a traditional bank You have a bankruptcy on your record If any of these reasons sound like you, then perhaps applying for a Car Title Loan with a private lender is [...]
If it’s been a long time since your finances have seen anything but red, you’re not alone. In 2009, the Certified General Accountants Association of Canada released a shocking report on the state of finances in Canada. According to the report, Canadians have reached an all-time debt high of $1.3 trillion dollars. At the time [...]
Hiccups in our financial world shouldn’t bring our proverbially house tumbling down. Too often, though, they do. And it’s only because we’ve fallen into some pretty bad habits that, when our finances encounter a rough spot, it wreaks havoc in our lives. Here are five financial missteps to avoid to help keep your financial house [...]
The federal government launched a Financial Literacy Task Force in the Ontario school system last June. It is aimed at their grade 4 to 12 students in hopes of teaching them how to avoid the financial debt Canadian’s are currently experiencing due to the Great Recession. It’s a life lesson many Canadian’s missed out on [...]
There is a difference in the kinds of debt we carry, so if you find yourself discouraged about all the payments you seem to be making to loans, lines of credit, mortgages or others, consider what kind of debt you are really carrying. You may discover that you have a number of good debts, and [...]
Have you ever had to say no to your kids for something you know they really need, and you wish that you could give them? Maybe one of your children wanted to play hockey, or take dance classes. But the costs! Who can pay those fees? Well, you might be able to afford them more [...]
I think it’s safe to say that we have all made some costly financial errors during our lifetimes. Some may have been minor errors of bad judgement like lending money to friends or family. Others may have been larger lessons such as maxing out a credit card in one unfortunate shopping marathon.