Tag Archives: credit card debt

How to Improve Your Credit Score

How to Improve Your Credit Score

Has Paying With Cash Gone Out of Style?

The new age of technology has seen most people use credit cards like they once used cash. Credit cards are common and are used for pretty much everything from everyday purchases such as groceries and haircuts to hotel reservations and Internet shopping. People are also turning to their credit cards when things go wrong in [...]

Your Attitude and Your Money

Have you ever thought about how you feel about your money? Money defines so much of our lives-what we wear, where we live, what kinds of vacations we can take, our choices of higher education, and so on-maybe it’s a good idea to take notice of how we feel and respond to it.

Ways to Stop Wasting Your Money

We’ve always heard it’s the little things we purchase that siphon the money from our pockets. Spontaneous purchases like junk food or last minute items while we’re waiting in line are only some of the marketing temptations we must learn to avoid. There are a few other pleasure items and lifestyle habits that consumers also [...]

A Million Ways to Save

Okay, we’re kidding. But the point is, there are enough ways to save that everybody can probably lower costs in one way or another, and keep more money in their pocket. And these days, that’s got to be good to hear. So what are some ways that you can spend less, and save more? One [...]

Ways to Really Save

Truth is, we’ve been told to borrow! borrow! borrow! until we think that being in debt is just a way of life. But it isn’t, and there are ways you can pay off debt-a house, a car, credit cards, you name it-if you really want to do so.

Money Advice if you’re Under 25 Years Old

Are you under 25 years of age? Are you living on your own dime? Struggling with school, rent, and all the payments that come with becoming an adult? Here’s some money advice especially for you that may help you avoid the average $3,000 credit card debt of new graduates, and their $25,000 average student loan [...]

Topsy-Turvy World of Debt Management

Is your head spinning as you try to figure out bad debt from good debt, debt “set points” and other pretty tough financial lingo? Well, let’s get a few things straight, and some of the basics sorted out. You might be asking, first, is there ever a time and place for debt? The answer is, [...]

Bad Debt Blues, or Good Debt News?

There is a difference in the kinds of debt we carry, so if you find yourself discouraged about all the payments you seem to be making to loans, lines of credit, mortgages or others, consider what kind of debt you are really carrying. You may discover that you have a number of good debts, and [...]

Climbing Out of the Black Hole of Bad Credit

If it seems like a long, long way out of the black hole of your debt load, then this article is for you. Check out the questions here. If you answer yes to even some of them, your debt load may be out of control.